Credit worries hit markets; Stocks fall as investor enthusiasm wanes when financial sector declines.(Business)

Byline: Associated Press

NEW YORK - Wall Street retreated Monday, taking a break from last week's big advances, as financial stocks fell amid fresh concerns about tightness in the credit markets.

With little fresh data to go on Monday, investor enthusiasm weakened by midsession. Sectors from banks to homebuilders showed declines, while technology stocks fared better.

Investors worried that the credit markets might not loosen up despite last week's half-point rate cut by the Federal Reserve. Stocks began to give up their gains after the International Monetary Fund warned the credit upheaval hurting international financial markets would likely be …